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Credit unions often use different the highest rates, but you account is opened.
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CD Accounts Explained: Use For Strong Fixed Returns - NerdWalletYou may not owe a fee if you take money out early from a no-penalty CD, as long as it's been more than six days since you opened the CD. What. CDs usually require you to leave your money alone for a certain period, and you can be charged penalties for early withdrawals. If you withdraw money within the first six days after deposit, the penalty is at least seven days' simple interest.
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