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When you file your tax you can apply the additional and the amount you pay student loans. The standard repayment plan takes debt-free date much sooner.
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Paying extra on your loan: The RIGHT way to do it! (Monthly vs Annually)Use the student loan repayment calculator from Discover Student Loans to see how extra payments can reduce the cost and duration of your loan. This estimated student loan payoff calculator can help you find the sweet spot of a manageable extra monthly payment and ideal student loan payoff schedule. Redirecting your Bonus or Paid Time Off (PTO) as a one-time large extra payment to your student loan debt? See how much you'll save time and interest.