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BMO ALTO High Yield Savings Account Review - Is It Worth It? (2024)Cons Explained. High balances required to earn interest. Although you can open a savings account with just $25, the account earns an absurdly small interest. BMO has received an A+ rating from the Better Business Bureau. A strong BBB rating signifies the company is transparent in how it handles business. BMO Bank's money market rates are 2X the national average, and it has an A health rating.
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