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How Can I Transfer A Balance To A BMO Credit Card?Simply use your balance transfer offer to move funds to your bank account by January 29, , and you'll pay a special low rate of 0% for up to 12 months with. c) Each balance transfer is subject to a fee of 2% which will be charged to your account on the date the balance transfer is posted to your Account. For example. loanshop.info � en-us � pdf � global � balance-transfer.