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How to Start Building Credit from ScratchYou can use credit-builder loans to beef up your credit history if you have no credit (or thin credit). You'll likely pay interest and fees. A credit builder loan is specifically designed to help a borrower build a credit history or rebuild a poor credit score. Credit Builder Loan vs. Personal Loan. Credit Builder Loans are a great tool for establishing and improving your credit score. View the full details about credit builder loans at CU SoCal.
