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What's the Difference Between Bonds and Stocks?MMAs are similar to savings accounts, with variable interest rates and good liquidity. CDs usually have fixed interest rates and may yield more interest over. Money market accounts offer APYs that are generally lower than ones you'd find with certificates of deposit, but money market accounts offer access typical CDs. Both offer high interest rates, but money market accounts are similar to a savings account, while CDs lock your money into a savings term to earn interest.
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