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?? BMO Bank Review: Pros and ConsI can attest to this. They are quite strict with proper paperwork and documentation; didn't approve me in the end (). Maybe credit union is. Very disappointed with their system. After 8 years of being a BMO customer with good credit, never missing a payment, I encountered very complicated procedures. Pros � Allows borrowers to miss up to four monthly payments under certain circumstances. � Credit history flexibility for newcomers to Canada. � BMO's day.
